Curating and designing part of an ECA product design exhibition held at the Royal Bank of Scotland headquarters in 2016.

INJECTING MUNDANE OBJECTS WITH INTELLIGENCE

Today, when we hear the word smart objects, most of us think of phones and computers; but as our relationship with technology is evolving, in the future we might see the most basic products as a smart object. So what will the objects of the future do, if they knew their value and worth?

 

With reference to PSD2: Licensed third parties (TPP) will get access to bank accounts on behalf of account holders. This includes account information services and confirmation on the availability of funds. This could create more complexities for consumers, or is it an opportunity?

 

Now, Banks are the sole provider for insight into our bank accounts. What will happen when PSD2 is in place in the future? How will this affect the everyday objects around us? (not just between the bank and people). What if these everyday objects can make data analytical decisions and eventually become the 3rd party which is able to access your account information and there for influence your purchasing decisions. So the objects in front of you in a shop react to attract certain customers attention. So when placing a bank card next to an object, it will produce either a positive or negative reaction by moving or lighting. Could this change purchasing decisions?